Most Canadians are mainly recommended term insurance. However, here are some statistics and key points to consider when looking to buy life insurance

With Term Life Insurance:

❌Payout rate is very low - Research shows 99% of all term policies never pay out a claim*.

❌You will lose your money - If you buy a $250,000, 20-year term policy, and inflation is about 4% a year, your policy will lose 56% of its value over the next 20 years.

❌It can be relatively expensive - Because the term lenght are short and offer temporary coverage, you will need to renew it and renewal cost are high.

❌Bonus - Not good for long term protection - Term life insurance has no investment option. As such, there is no option of your growing money tax-free within it. At the end, you will have no tax-free retirement income.

What to do instead?

Consider an Insurance Option with These Benefits:

✅Comes with permanent life insurance after paying for a short duration of time:
Consider an insurance coverage that only requires you to pay for short amount of time, but you get lifetime insurance coverage. Usually, you only pay for up to 20 years.

✅Comes with an option to save and grow money tax-free*:
Consider an insurance option that allows you to save money in a tax-effective manner. This is 100% legal way to grow your wealth tax-free if your insurance is set up to be compliant with current CRA tax-code. This will allow you to grow your money faster.

✅Comes with Tax-Free retirement income account:
Choose an insurance option that allows you to access your money tax-free income in retirement to supplement other incomes. You can use the cash value you’ve accumulated in your policy to supplement your income in retirement or during a time of illness.

✅Comes with protection to your old age income:
Choose an insurance policy that will not make your old age income reduce because of what you make in your investment.

✅Comes with living benefits:
Consider an insurance policy that to access advance compassionate and disability benefits while you are still alive. This provides you and your family valuable protection during time of sickness, injury, or disability.

✅Comes with flexibility in payment options:
Choose an insurance cover that allows you to determine how much to pay into your policy and how you want to pay your premiums.

✅Comes with easy access to your money:
Choose an insurance option that allows you to access your money in any amount—at any time—without penalty. You can use the cash value you’ve accumulated in your policy to supplement your income in retirement or during a time of illness.

Is It “Too Good To Be True,” You Ask?

Nope. It’s very real.

In fact, an insurance policy like this is not new.

Policies like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.

This kind of policy is NOT available just to the super-rich…it might be available for you!

The only question is...

Do You Qualify For An Insurance Policy With These Benefits?

The challenge is that this kind of policy is NOT available for anyone…

A policy like this can only be technically set up if you or your family qualify for it.

To discover if you qualify for it, take this 30 second survey below.